Compliance & Licensing

Ace Payment Services, Inc. operates under strict regulatory oversight as a registered Money Services Business. This page is operated by Ace Payment Services, Inc. (acepayment.co.com).

Federal Registration

FinCEN Registration

Ace Payment Services, Inc. is registered with FinCEN as a Money Services Business (MSB) under the Bank Secrecy Act. Registration is maintained on the FinCEN MSB Registrant Search database.

FinCEN Money Services Business Registration

Financial Crimes Enforcement Network, U.S. Department of the Treasury

31000295285385
Money Services Business (MSB)
FinCEN / U.S. Department of the Treasury
Ace Payment Services, Inc.
Mandatory Disclosure: FinCEN does not approve or endorse any Money Services Business. Registration does not imply government endorsement or approval of the registrant's products, services, or business practices. Registration indicates only that the entity has met the registration requirement under 31 CFR 1022.380.
State Licensing

State Money Transmitter Licenses

Arizona Money Transmitter License

Arizona Department of Insurance and Financial Institutions (DIFI)

MT-2009462
Money Transmitter
Approved
12/31/2026
Arizona Department of Insurance and Financial Institutions (DIFI)
Ace Payment Services, Inc.

Licensed to conduct money transmission activities in Arizona.

Jurisdiction Notice: Services are provided only in jurisdictions where the company is authorized to operate. Ace Payment Services, Inc. does not claim nationwide money transmitter licensing. Registered MSB activities have been reported in multiple U.S. states; state licensing requirements vary by jurisdiction. Customers are responsible for determining whether our services are available and lawful in their state of residence.
Compliance Program

Regulatory Obligations

As a registered Money Services Business, Ace Payment Services, Inc. is subject to the following regulatory requirements:

Bank Secrecy Act (BSA)

We maintain a written AML compliance program that includes internal controls, independent testing, designated compliance personnel, and ongoing training. The program is designed to detect and prevent money laundering and the financing of terrorism.

Know Your Customer (KYC) / Customer Identification

All customers are required to complete identity verification before accessing our services. We collect and verify identifying information in accordance with applicable Customer Identification Program (CIP) requirements.

Transaction Reporting

We file Currency Transaction Reports (CTRs) for qualifying transactions and Suspicious Activity Reports (SARs) where required by law. All reporting is submitted to FinCEN in accordance with applicable timelines and requirements.

Recordkeeping

We maintain transaction records and customer information in accordance with BSA recordkeeping requirements. Records are retained for the periods required by law and made available to regulatory authorities upon lawful request.

OFAC Screening

We screen customers and transactions against the Office of Foreign Assets Control (OFAC) Specially Designated Nationals (SDN) list and other applicable sanctions lists prior to onboarding and on an ongoing basis.